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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,592 | $54,380+70.3% | $68,509+35.2% | $59,633+55.3% |
| Participation rate | 65.4% | 70.2%-4.8pp | 74.7%-9.3pp | 68.7%-3.3pp |
| Annual return | -0.42% | 2.83%-3.3pp | 8.27%-8.7pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $0 | $1,539-100.0% | $2,278-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,999 | $2,643-24.4% | $3,382-40.9% | $3,192-37.4% |
| Admin fee / account holder | $7,747 | $3,885+99.4% | $5,275+46.9% | $4,297+80.3% |