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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,424 | $95,453+38.7% | $112,040+18.2% | $82,448+60.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 10.89% | 23.92%-13.0pp | 24.52%-13.6pp | 41.64%-30.7pp |
| Employer contribution / active EE | $4,364 | $2,318+88.3% | $2,954+47.7% | $2,551+71.1% |
| Participant deferral / active EE | $6,223 | $4,224+47.3% | $5,098+22.1% | $4,139+50.4% |
| Admin fee / account holder | $2,623 | $9,013-70.9% | $12,098-78.3% | $7,234-63.7% |