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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,424 | $97,550+35.7% | $120,344+10.0% | $87,485+51.4% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 10.89% | 18.41%-7.5pp | 20.30%-9.4pp | 26.06%-15.2pp |
| Employer contribution / active EE | $4,364 | $2,291+90.5% | $3,020+44.5% | $2,596+68.1% |
| Participant deferral / active EE | $6,223 | $4,230+47.1% | $5,135+21.2% | $4,274+45.6% |
| Admin fee / account holder | $2,623 | $9,543-72.5% | $12,742-79.4% | $7,775-66.3% |