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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,694 | $124,425-54.4% | $112,040-49.4% | $137,256-58.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 4.86% | 24.72%-19.9pp | 24.52%-19.7pp | 220.34%-215.5pp |
| Employer contribution / active EE | $690 | $3,411-79.8% | $2,954-76.6% | $4,156-83.4% |
| Participant deferral / active EE | $3,588 | $5,718-37.3% | $5,098-29.6% | $6,407-44.0% |
| Admin fee / account holder | $129,375 | $15,207+750.8% | $12,098+969.4% | $12,270+954.4% |