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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,553 | $88,996+244.5% | $78,004+293.0% | $138,895+120.7% |
| Participation rate | 73.7% | 74.4%-0.7pp | 69.4%+4.2pp | 79.9%-6.2pp |
| Annual return | 10.18% | 28.03%-17.9pp | 31.07%-20.9pp | 145.39%-135.2pp |
| Employer contribution / active EE | $6,402 | $2,917+119.5% | $2,469+159.3% | $4,194+52.6% |
| Participant deferral / active EE | $6,459 | $4,724+36.7% | $4,092+57.9% | $6,396+1.0% |
| Admin fee / account holder | $136,294 | $8,807+1447.5% | $7,578+1698.6% | $12,562+985.0% |