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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,908 | $108,825+162.7% | $156,181+83.1% | $82,448+246.8% |
| Participation rate | 98.2% | 72.4%+25.9pp | 78.8%+19.4pp | 68.1%+30.2pp |
| Annual return | 18.43% | 20.59%-2.2pp | 64.87%-46.4pp | 41.64%-23.2pp |
| Employer contribution / active EE | $4,957 | $2,870+72.7% | $4,294+15.5% | $2,551+94.3% |
| Participant deferral / active EE | $8,779 | $4,577+91.8% | $6,132+43.2% | $4,139+112.1% |
| Admin fee / account holder | $14,646 | $9,341+56.8% | $14,586+0.4% | $7,234+102.5% |