Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,301 | $79,867-3.2% | $120,344-35.8% | $64,340+20.1% |
| Participation rate | 18.7% | 63.0%-44.3pp | 76.7%-58.0pp | 55.2%-36.5pp |
| Annual return | 11.29% | 21.10%-9.8pp | 20.30%-9.0pp | 24.14%-12.9pp |
| Employer contribution / active EE | $0 | $1,925-100.0% | $3,020-100.0% | $1,862-100.0% |
| Participant deferral / active EE | $368 | $3,593-89.8% | $5,135-92.8% | $2,980-87.7% |
| Admin fee / account holder | $5,702 | $5,039+13.2% | $12,742-55.2% | $3,703+54.0% |