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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,224 | $55,930+14.8% | $76,089-15.6% | $80,925-20.6% |
| Participation rate | 65.9% | 62.1%+3.9pp | 69.1%-3.2pp | 67.7%-1.7pp |
| Annual return | 13.14% | 20.58%-7.4pp | 360.94%-347.8pp | 35.65%-22.5pp |
| Employer contribution / active EE | $1,512 | $1,866-19.0% | $2,690-43.8% | $2,756-45.1% |
| Participant deferral / active EE | $2,642 | $3,051-13.4% | $4,259-38.0% | $4,299-38.5% |
| Admin fee / account holder | $1,987 | $5,241-62.1% | $6,418-69.0% | $6,940-71.4% |