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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,139 | $91,086-74.6% | $203,872-88.7% | $86,983-73.4% |
| Participation rate | 100.0% | 65.8%+34.2pp | 77.8%+22.2pp | 69.5%+30.5pp |
| Annual return | 21.44% | 22.30%-0.9pp | 85.11%-63.7pp | 25.83%-4.4pp |
| Employer contribution / active EE | $2,895 | $2,063+40.3% | $3,757-23.0% | $2,584+12.0% |
| Participant deferral / active EE | $5,180 | $4,019+28.9% | $6,388-18.9% | $4,194+23.5% |
| Admin fee / account holder | $1,009 | $8,987-88.8% | $11,730-91.4% | $7,856-87.2% |