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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,139 | $84,953-72.8% | $163,379-85.8% | $82,637-72.0% |
| Participation rate | 100.0% | 65.9%+34.1pp | 76.8%+23.2pp | 68.1%+31.9pp |
| Annual return | 21.44% | 23.07%-1.6pp | 63.41%-42.0pp | 53.51%-32.1pp |
| Employer contribution / active EE | $2,895 | $2,183+32.6% | $3,752-22.8% | $2,552+13.4% |
| Participant deferral / active EE | $5,180 | $4,326+19.7% | $6,282-17.5% | $4,126+25.5% |
| Admin fee / account holder | $1,009 | $7,921-87.3% | $9,818-89.7% | $7,339-86.3% |