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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $541,754 | $81,233+566.9% | $155,567+248.2% | $80,874+569.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 9.62% | 33.33%-23.7pp | 64.74%-55.1pp | 35.62%-26.0pp |
| Employer contribution / active EE | $12,315 | $3,101+297.2% | $4,674+163.5% | $2,756+346.9% |
| Participant deferral / active EE | $4,596 | $3,452+33.1% | $5,628-18.3% | $4,297+7.0% |
| Admin fee / account holder | $5,964 | $7,998-25.4% | $15,916-62.5% | $6,935-14.0% |