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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,688 | $124,425-80.2% | $112,040-78.0% | $137,256-82.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 19.27% | 24.72%-5.5pp | 24.52%-5.3pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,785 | $3,411-18.4% | $2,954-5.7% | $4,156-33.0% |
| Participant deferral / active EE | $6,231 | $5,718+9.0% | $5,098+22.2% | $6,407-2.8% |
| Admin fee / account holder | $4,408 | $15,207-71.0% | $12,098-63.6% | $12,270-64.1% |