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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,057 | $78,015-46.1% | $178,505-76.4% | $80,959-48.1% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 12.21% | 18.10%-5.9pp | 27.16%-14.9pp | 35.67%-23.5pp |
| Employer contribution / active EE | $2,756 | $2,281+20.8% | $3,955-30.3% | $2,7570% |
| Participant deferral / active EE | $2,028 | $4,406-54.0% | $6,280-67.7% | $4,300-52.8% |
| Admin fee / account holder | $323 | $7,160-95.5% | $10,428-96.9% | $6,925-95.3% |