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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,080 | $79,184-21.6% | $102,438-39.4% | $74,546-16.7% |
| Participation rate | 63.7% | 74.8%-11.1pp | 76.5%-12.8pp | 67.2%-3.5pp |
| Annual return | 12.66% | 54.95%-42.3pp | 29.37%-16.7pp | 1366.03%-1353.4pp |
| Employer contribution / active EE | $1,579 | $2,362-33.1% | $3,024-47.8% | $2,624-39.8% |
| Participant deferral / active EE | $3,109 | $4,414-29.6% | $5,054-38.5% | $4,347-28.5% |
| Admin fee / account holder | $4,578 | $2,001+128.7% | $9,448-51.5% | $1,944+135.5% |