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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,080 | $79,181-21.6% | $102,423-39.4% | $74,429-16.6% |
| Participation rate | 63.7% | 74.8%-11.1pp | 76.5%-12.8pp | 67.2%-3.5pp |
| Annual return | 12.66% | 54.97%-42.3pp | 29.42%-16.8pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $1,579 | $2,362-33.1% | $3,023-47.8% | $2,625-39.8% |
| Participant deferral / active EE | $3,109 | $4,416-29.6% | $5,054-38.5% | $4,348-28.5% |
| Admin fee / account holder | $4,578 | $2,002+128.7% | $9,455-51.6% | $1,944+135.4% |