Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,028 | $79,223-57.0% | $102,460-66.8% | $74,478-54.3% |
| Participation rate | 42.0% | 74.8%-32.8pp | 76.5%-34.5pp | 67.2%-25.2pp |
| Annual return | 12.82% | 54.98%-42.2pp | 29.47%-16.6pp | 1370.56%-1357.7pp |
| Employer contribution / active EE | $834 | $2,363-64.7% | $3,025-72.4% | $2,626-68.3% |
| Participant deferral / active EE | $2,796 | $4,417-36.7% | $5,056-44.7% | $4,350-35.7% |
| Admin fee / account holder | $2,208 | $2,003+10.2% | $9,460-76.7% | $1,946+13.5% |