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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,447 | $183,539+129.6% | $155,556+170.9% | $145,897+188.9% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 9.76% | 61.31%-51.5pp | 64.84%-55.1pp | 552.29%-542.5pp |
| Employer contribution / active EE | $8,149 | $5,315+53.3% | $4,675+74.3% | $4,663+74.8% |
| Participant deferral / active EE | $8,649 | $6,467+33.7% | $5,631+53.6% | $6,689+29.3% |
| Admin fee / account holder | $1,913 | $19,275-90.1% | $15,885-88.0% | $13,390-85.7% |