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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,373 | $102,393-57.6% | $147,041-70.5% | $80,911-46.4% |
| Participation rate | 54.4% | 75.9%-21.4pp | 82.2%-27.8pp | 67.6%-13.2pp |
| Annual return | 11.86% | 134.95%-123.1pp | 419.21%-407.4pp | 35.63%-23.8pp |
| Employer contribution / active EE | $4,739 | $3,715+27.6% | $4,935-4.0% | $2,756+72.0% |
| Participant deferral / active EE | $7,094 | $6,647+6.7% | $8,071-12.1% | $4,297+65.1% |
| Admin fee / account holder | $6 | $7,943-99.9% | $13,006-100.0% | $6,935-99.9% |