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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,994 | $147,556+141.3% | $129,031+175.9% | $198,609+79.2% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 11.48% | 37.41%-25.9pp | 34.67%-23.2pp | 202.70%-191.2pp |
| Employer contribution / active EE | $14,286 | $3,645+292.0% | $3,226+342.8% | $5,055+182.6% |
| Participant deferral / active EE | $0 | $5,760-100.0% | $5,217-100.0% | $6,977-100.0% |
| Admin fee / account holder | $2,402 | $15,467-84.5% | $13,208-81.8% | $19,030-87.4% |