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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,374 | $125,184-90.9% | $105,607-89.2% | $145,884-92.2% |
| Participation rate | 71.4% | 77.6%-6.2pp | 75.3%-3.8pp | 80.3%-8.9pp |
| Annual return | 11.08% | 225.00%-213.9pp | 116.11%-105.0pp | 551.85%-540.8pp |
| Employer contribution / active EE | $1,318 | $3,720-64.6% | $3,167-58.4% | $4,662-71.7% |
| Participant deferral / active EE | $1,563 | $5,714-72.7% | $5,011-68.8% | $6,690-76.6% |
| Admin fee / account holder | $1,099 | $17,133-93.6% | $10,958-90.0% | $13,392-91.8% |