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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,847 | $77,574-15.1% | $108,753-39.5% | $86,983-24.3% |
| Participation rate | 78.0% | 62.3%+15.8pp | 71.1%+7.0pp | 69.5%+8.5pp |
| Annual return | 13.74% | 18.42%-4.7pp | 37.47%-23.7pp | 25.83%-12.1pp |
| Employer contribution / active EE | $0 | $1,611-100.0% | $2,427-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,630 | $3,128-47.9% | $4,115-60.4% | $4,194-61.1% |
| Admin fee / account holder | $1,950 | $6,529-70.1% | $10,320-81.1% | $7,856-75.2% |