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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,847 | $74,535-11.7% | $100,712-34.6% | $82,637-20.3% |
| Participation rate | 78.0% | 61.2%+16.9pp | 69.3%+8.8pp | 68.1%+10.0pp |
| Annual return | 13.74% | 18.92%-5.2pp | 33.27%-19.5pp | 53.51%-39.8pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,313-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $1,630 | $3,074-47.0% | $4,085-60.1% | $4,126-60.5% |
| Admin fee / account holder | $1,950 | $6,576-70.3% | $9,256-78.9% | $7,339-73.4% |