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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,421 | $132,634+3.6% | $115,768+18.7% | $137,256+0.1% |
| Participation rate | 27.8% | 77.9%-50.1pp | 74.4%-46.6pp | 80.0%-52.2pp |
| Annual return | 17.29% | 160.70%-143.4pp | 100.46%-83.2pp | 220.34%-203.1pp |
| Employer contribution / active EE | $640 | $3,360-80.9% | $2,940-78.2% | $4,156-84.6% |
| Participant deferral / active EE | $11,569 | $5,619+105.9% | $4,917+135.3% | $6,407+80.6% |
| Admin fee / account holder | $29,309 | $15,028+95.0% | $12,439+135.6% | $12,270+138.9% |