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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,422 | $124,425-73.1% | $112,040-70.2% | $137,256-75.7% |
| Participation rate | 50.0% | 79.3%-29.3pp | 76.5%-26.5pp | 80.0%-30.0pp |
| Annual return | 20.19% | 24.72%-4.5pp | 24.52%-4.3pp | 220.34%-200.2pp |
| Employer contribution / active EE | $1,364 | $3,411-60.0% | $2,954-53.8% | $4,156-67.2% |
| Participant deferral / active EE | $1,812 | $5,718-68.3% | $5,098-64.5% | $6,407-71.7% |
| Admin fee / account holder | $201 | $15,207-98.7% | $12,098-98.3% | $12,270-98.4% |