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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,894 | $115,931+135.4% | $185,441+47.2% | $86,983+213.7% |
| Participation rate | 94.6% | 73.6%+21.0pp | 80.3%+14.3pp | 69.5%+25.1pp |
| Annual return | 13.80% | 21.47%-7.7pp | 20.16%-6.4pp | 25.83%-12.0pp |
| Employer contribution / active EE | $4,326 | $2,937+47.3% | $4,672-7.4% | $2,584+67.4% |
| Participant deferral / active EE | $5,472 | $4,551+20.2% | $6,152-11.0% | $4,194+30.5% |
| Admin fee / account holder | $2,774 | $10,687-74.0% | $17,890-84.5% | $7,856-64.7% |