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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,894 | $110,137+147.8% | $161,149+69.3% | $82,637+230.2% |
| Participation rate | 94.6% | 72.4%+22.2pp | 78.8%+15.8pp | 68.1%+26.5pp |
| Annual return | 13.80% | 20.69%-6.9pp | 21.16%-7.4pp | 53.51%-39.7pp |
| Employer contribution / active EE | $4,326 | $2,856+51.5% | $4,360-0.8% | $2,552+69.5% |
| Participant deferral / active EE | $5,472 | $4,575+19.6% | $6,153-11.1% | $4,126+32.6% |
| Admin fee / account holder | $2,774 | $9,467-70.7% | $15,194-81.7% | $7,339-62.2% |