Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,070 | $29,733-9.0% | $56,025-51.7% | $80,959-66.6% |
| Participation rate | 59.0% | 41.7%+17.3pp | 52.5%+6.5pp | 67.7%-8.7pp |
| Annual return | 6.46% | 35.28%-28.8pp | 1712.69%-1706.2pp | 35.67%-29.2pp |
| Employer contribution / active EE | $495 | $672-26.4% | $1,042-52.5% | $2,757-82.1% |
| Participant deferral / active EE | $914 | $1,229-25.6% | $1,955-53.2% | $4,300-78.7% |
| Admin fee / account holder | $2,544 | $2,434+4.5% | $2,828-10.1% | $6,925-63.3% |