Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,375 | $87,106+10.6% | $105,607-8.7% | $80,935+19.1% |
| Participation rate | 37.5% | 70.4%-32.9pp | 75.3%-37.8pp | 67.7%-30.2pp |
| Annual return | 6.92% | 17.01%-10.1pp | 116.11%-109.2pp | 35.66%-28.7pp |
| Employer contribution / active EE | $1,092 | $2,396-54.4% | $3,167-65.5% | $2,757-60.4% |
| Participant deferral / active EE | $1,879 | $3,986-52.9% | $5,011-62.5% | $4,299-56.3% |
| Admin fee / account holder | $2,282 | $8,447-73.0% | $10,958-79.2% | $6,924-67.0% |