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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,294 | $88,672-35.4% | $105,223-45.6% | $82,448-30.5% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 15.46% | 30.86%-15.4pp | 180.65%-165.2pp | 41.64%-26.2pp |
| Employer contribution / active EE | $9,460 | $3,048+210.4% | $3,689+156.5% | $2,551+270.9% |
| Participant deferral / active EE | $7,170 | $4,036+77.7% | $5,072+41.4% | $4,139+73.2% |
| Admin fee / account holder | $19,783 | $7,146+176.8% | $8,859+123.3% | $7,234+173.5% |