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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,467 | $138,312+180.1% | $122,979+215.1% | $155,188+149.7% |
| Participation rate | 95.5% | 80.2%+15.3pp | 77.2%+18.3pp | 80.8%+14.7pp |
| Annual return | 8.40% | 22.06%-13.7pp | 20.12%-11.7pp | 148.84%-140.4pp |
| Employer contribution / active EE | $4,521 | $3,530+28.1% | $3,062+47.6% | $4,248+6.4% |
| Participant deferral / active EE | $7,355 | $5,592+31.5% | $5,003+47.0% | $6,531+12.6% |
| Admin fee / account holder | $4,127 | $15,089-72.6% | $12,864-67.9% | $14,480-71.5% |