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| Provider | Service type | Compensation |
|---|---|---|
BFSG LLC2 years Filed as: BFSG, LLC Service code 28 · EIN 20-8532658 | Investment Management | $44,500 |
ARMANINO LLP2 years Service code 10 · EIN 94-6214841 | Accounting | $17,140 |
FINANCIAL ENGINES3 years Filed as: FINANCIAL ENGINES ADVISORS LLC Service code 26 · EIN 77-0473565 | Advisory (Participants) | $14,068 |
CHARLES SCHWAB & CO., INC.9 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $12,889 |
Filed as: STEELPEAK WEALTH LLC Service code 26 · EIN 46-1173026 | Advisory (Participants) | $10,234 |
BAILARD INC5 years Service code 26 · EIN 94-2149863 | Advisory (Participants) | $9,181 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Securities brokerage; Other investmen... | $1,379 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,365 | $101,539+337.6% | $147,041+202.2% | $74,400+497.3% |
| Participation rate | 95.6% | 75.5%+20.1pp | 82.2%+13.5pp | 67.2%+28.4pp |
| Annual return | 9.91% | 8740.84%-8730.9pp | 419.21%-409.3pp | 1367.51%-1357.6pp |
| Employer contribution / active EE | $19,047 | $3,811+399.8% | $4,935+286.0% | $2,624+625.8% |
| Participant deferral / active EE | $14,451 | $7,304+97.9% | $8,071+79.1% | $4,348+232.3% |
| Admin fee / account holder | $400 | $1,749-77.1% | $13,006-96.9% | $1,944-79.4% |