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| Provider | Service type | Compensation |
|---|---|---|
BFSG LLC2 years Filed as: BFSG, LLC Service code 28 · EIN 20-8532658 | Investment Management | $44,500 |
ARMANINO LLP2 years Service code 10 · EIN 94-6214841 | Accounting | $17,140 |
FINANCIAL ENGINES3 years Filed as: FINANCIAL ENGINES ADVISORS LLC Service code 26 · EIN 77-0473565 | Advisory (Participants) | $14,068 |
CHARLES SCHWAB & CO., INC.9 years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $12,889 |
Filed as: STEELPEAK WEALTH LLC Service code 26 · EIN 46-1173026 | Advisory (Participants) | $10,234 |
BAILARD INC5 years Service code 26 · EIN 94-2149863 | Advisory (Participants) | $9,181 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,379 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,365 | $101,653+337.1% | $147,080+202.1% | $74,459+496.8% |
| Participation rate | 95.6% | 75.6%+20.1pp | 82.2%+13.4pp | 67.2%+28.4pp |
| Annual return | 9.91% | 8754.98%-8745.1pp | 420.17%-410.3pp | 1369.70%-1359.8pp |
| Employer contribution / active EE | $19,047 | $3,813+399.5% | $4,933+286.1% | $2,626+625.4% |
| Participant deferral / active EE | $14,451 | $7,304+97.8% | $8,066+79.2% | $4,350+232.2% |
| Admin fee / account holder | $400 | $1,752-77.2% | $12,989-96.9% | $1,945-79.4% |