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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,537 | $223,823-92.6% | $211,142-92.2% | $154,746-89.3% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 15.94% | 50.39%-34.5pp | 46.84%-30.9pp | 172.34%-156.4pp |
| Employer contribution / active EE | $2,616 | $6,787-61.5% | $6,442-59.4% | $4,379-40.3% |
| Participant deferral / active EE | $3,100 | $9,750-68.2% | $9,284-66.6% | $6,730-53.9% |
| Admin fee / account holder | $445 | $19,707-97.7% | $19,076-97.7% | $14,365-96.9% |