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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,537 | $209,336-92.1% | $197,124-91.6% | $137,256-88.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 15.94% | 48.09%-32.1pp | 44.34%-28.4pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,616 | $6,591-60.3% | $6,227-58.0% | $4,156-37.1% |
| Participant deferral / active EE | $3,100 | $9,614-67.8% | $9,135-66.1% | $6,407-51.6% |
| Admin fee / account holder | $445 | $17,308-97.4% | $16,298-97.3% | $12,270-96.4% |