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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,625 | $117,829-47.7% | $102,423-39.8% | $145,877-57.8% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 10.95% | 31.83%-20.9pp | 29.42%-18.5pp | 551.28%-540.3pp |
| Employer contribution / active EE | $775 | $3,615-78.6% | $3,023-74.4% | $4,663-83.4% |
| Participant deferral / active EE | $3,322 | $5,732-42.1% | $5,054-34.3% | $6,691-50.4% |
| Admin fee / account holder | $4,648 | $13,335-65.1% | $9,455-50.8% | $13,402-65.3% |