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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,123 | $178,174+46.0% | $156,181+66.6% | $137,256+89.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 17.38% | 84.19%-66.8pp | 64.87%-47.5pp | 220.34%-203.0pp |
| Employer contribution / active EE | $8,180 | $4,972+64.5% | $4,294+90.5% | $4,156+96.8% |
| Participant deferral / active EE | $7,086 | $6,888+2.9% | $6,132+15.6% | $6,407+10.6% |
| Admin fee / account holder | $7,194 | $17,404-58.7% | $14,586-50.7% | $12,270-41.4% |