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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,050 | $166,268+37.8% | $165,100+38.7% | $145,897+57.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 14.19% | 100.52%-86.3pp | 70.21%-56.0pp | 552.29%-538.1pp |
| Employer contribution / active EE | $6,581 | $5,284+24.6% | $4,348+51.4% | $4,663+41.1% |
| Participant deferral / active EE | $6,805 | $6,964-2.3% | $6,035+12.7% | $6,689+1.7% |
| Admin fee / account holder | $6,585 | $16,659-60.5% | $12,696-48.1% | $13,390-50.8% |