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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,761 | $210,698-45.1% | $178,014-35.0% | $145,959-20.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 11.19% | 386.27%-375.1pp | 294.80%-283.6pp | 561.95%-550.8pp |
| Employer contribution / active EE | $0 | $4,567-100.0% | $3,950-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $10,000 | $6,958+43.7% | $6,276+59.3% | $6,689+49.5% |
| Admin fee / account holder | $485 | $12,016-96.0% | $10,362-95.3% | $13,398-96.4% |