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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,595 | $80,812+206.4% | $160,784+54.0% | $82,448+200.3% |
| Participation rate | 98.6% | 66.2%+32.4pp | 77.0%+21.7pp | 68.1%+30.5pp |
| Annual return | 13.18% | 100.59%-87.4pp | 1803.92%-1790.7pp | 41.64%-28.5pp |
| Employer contribution / active EE | $12,966 | $2,174+496.5% | $3,733+247.4% | $2,551+408.3% |
| Participant deferral / active EE | $5,045 | $4,335+16.4% | $6,293-19.8% | $4,139+21.9% |
| Admin fee / account holder | $14,445 | $7,695+87.7% | $9,717+48.7% | $7,234+99.7% |