Filed May 19, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,020 | $45,266-66.8% | $103,693-85.5% | $65,306-77.0% |
| Participation rate | 41.3% | 53.3%-12.1pp | 72.6%-31.4pp | 57.7%-16.4pp |
| Annual return | 20.03% | 25.10%-5.1pp | 47.61%-27.6pp | 21.94%-1.9pp |
| Employer contribution / active EE | $1,440 | $1,765-18.4% | $2,920-50.7% | $1,967-26.8% |
| Participant deferral / active EE | $1,901 | $2,099-9.4% | $4,579-58.5% | $2,959-35.7% |
| Admin fee / account holder | $1,175 | $3,221-63.5% | $7,858-85.0% | $3,480-66.2% |