Filed May 19, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,020 | $43,730-65.7% | $66,674-77.5% | $64,097-76.6% |
| Participation rate | 41.3% | 50.7%-9.5pp | 73.7%-32.4pp | 55.2%-13.9pp |
| Annual return | 20.03% | 53.62%-33.6pp | 321.24%-301.2pp | 34.64%-14.6pp |
| Employer contribution / active EE | $1,440 | $1,673-14.0% | $2,620-45.0% | $1,891-23.9% |
| Participant deferral / active EE | $1,901 | $2,122-10.4% | $4,084-53.4% | $3,080-38.3% |
| Admin fee / account holder | $1,175 | $2,708-56.6% | $5,098-76.9% | $3,454-66.0% |