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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,918 | $45,343-12.0% | $150,298-73.4% | $67,986-41.3% |
| Participation rate | 50.3% | 51.9%-1.6pp | 77.8%-27.5pp | 57.2%-7.0pp |
| Annual return | 17.56% | 33.28%-15.7pp | 62.79%-45.2pp | 31.67%-14.1pp |
| Employer contribution / active EE | $1,325 | $1,462-9.3% | $4,154-68.1% | $2,019-34.3% |
| Participant deferral / active EE | $2,506 | $2,055+22.0% | $5,453-54.0% | $3,358-25.4% |
| Admin fee / account holder | $2,401 | $2,250+6.7% | $14,116-83.0% | $3,203-25.0% |