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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,918 | $43,496-8.2% | $161,489-75.3% | $64,340-38.0% |
| Participation rate | 50.3% | 53.5%-3.3pp | 78.7%-28.4pp | 55.2%-5.0pp |
| Annual return | 17.56% | 20.76%-3.2pp | 89.72%-72.2pp | 24.14%-6.6pp |
| Employer contribution / active EE | $1,325 | $1,431-7.4% | $4,268-68.9% | $1,862-28.8% |
| Participant deferral / active EE | $2,506 | $1,996+25.6% | $5,630-55.5% | $2,980-15.9% |
| Admin fee / account holder | $2,401 | $2,330+3.0% | $16,006-85.0% | $3,703-35.1% |