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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,626 | $60,393-27.8% | $81,820-46.7% | $74,429-41.4% |
| Participation rate | 34.8% | 62.9%-28.1pp | 72.4%-37.6pp | 67.2%-32.4pp |
| Annual return | 26.67% | 16.89%+9.8pp | 777.93%-751.3pp | 1368.38%-1341.7pp |
| Employer contribution / active EE | $1,502 | $2,626-42.8% | $2,915-48.5% | $2,625-42.8% |
| Participant deferral / active EE | $3,199 | $3,397-5.8% | $4,323-26.0% | $4,348-26.4% |
| Admin fee / account holder | $5,725 | $1,491+284.1% | $7,391-22.5% | $1,944+194.5% |