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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,626 | $60,454-27.8% | $81,844-46.7% | $74,459-41.4% |
| Participation rate | 34.8% | 63.0%-28.2pp | 72.4%-37.6pp | 67.2%-32.4pp |
| Annual return | 26.67% | 16.87%+9.8pp | 778.87%-752.2pp | 1369.70%-1343.0pp |
| Employer contribution / active EE | $1,502 | $2,630-42.9% | $2,916-48.5% | $2,626-42.8% |
| Participant deferral / active EE | $3,199 | $3,398-5.9% | $4,323-26.0% | $4,350-26.4% |
| Admin fee / account holder | $5,725 | $1,490+284.1% | $7,355-22.2% | $1,945+194.4% |