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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,574 | $114,119-82.8% | $107,187-81.7% | $138,895-85.9% |
| Participation rate | 44.4% | 78.1%-33.6pp | 75.0%-30.6pp | 79.9%-35.5pp |
| Annual return | 28.55% | 273.21%-244.7pp | 204.55%-176.0pp | 145.39%-116.8pp |
| Employer contribution / active EE | $1,858 | $4,059-54.2% | $3,782-50.9% | $4,194-55.7% |
| Participant deferral / active EE | $4,031 | $5,538-27.2% | $5,096-20.9% | $6,396-37.0% |
| Admin fee / account holder | $13,277 | $10,024+32.5% | $9,162+44.9% | $12,562+5.7% |