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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,309 | $156,398+162.3% | $147,318+178.5% | $138,895+195.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.28% | 78.75%-62.5pp | 70.43%-54.2pp | 145.39%-129.1pp |
| Employer contribution / active EE | $3,548 | $4,853-26.9% | $4,593-22.7% | $4,194-15.4% |
| Participant deferral / active EE | $35,330 | $8,237+328.9% | $7,906+346.9% | $6,396+452.4% |
| Admin fee / account holder | $9,672 | $14,976-35.4% | $13,708-29.4% | $12,562-23.0% |