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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,929 | $115,931-85.4% | $185,441-90.9% | $86,983-80.5% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 17.66% | 21.47%-3.8pp | 20.16%-2.5pp | 25.83%-8.2pp |
| Employer contribution / active EE | $4,361 | $2,937+48.5% | $4,672-6.7% | $2,584+68.7% |
| Participant deferral / active EE | $2,879 | $4,551-36.7% | $6,152-53.2% | $4,194-31.4% |
| Admin fee / account holder | $718 | $10,687-93.3% | $17,890-96.0% | $7,856-90.9% |