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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,452 | $166,242-86.5% | $165,071-86.4% | $145,884-84.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.30% | 100.44%-92.1pp | 70.17%-61.9pp | 551.85%-543.5pp |
| Employer contribution / active EE | $2,479 | $5,283-53.1% | $4,347-43.0% | $4,662-46.8% |
| Participant deferral / active EE | $5,741 | $6,964-17.6% | $6,035-4.9% | $6,690-14.2% |
| Admin fee / account holder | $34,779 | $16,658+108.8% | $12,695+174.0% | $13,392+159.7% |