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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,101 | $166,268-35.6% | $165,100-35.1% | $145,897-26.6% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 12.49% | 100.52%-88.0pp | 70.21%-57.7pp | 552.29%-539.8pp |
| Employer contribution / active EE | $3,050 | $5,284-42.3% | $4,348-29.9% | $4,663-34.6% |
| Participant deferral / active EE | $11,147 | $6,964+60.1% | $6,035+84.7% | $6,689+66.6% |
| Admin fee / account holder | $455 | $16,659-97.3% | $12,696-96.4% | $13,390-96.6% |