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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,117 | $199,109-29.6% | $173,730-19.3% | $154,746-9.5% |
| Participation rate | 87.5% | 82.8%+4.7pp | 79.6%+7.9pp | 80.7%+6.8pp |
| Annual return | 19.70% | 20.02%-0.3pp | 19.96%-0.3pp | 172.34%-152.6pp |
| Employer contribution / active EE | $3,145 | $5,311-40.8% | $4,577-31.3% | $4,379-28.2% |
| Participant deferral / active EE | $11,445 | $7,113+60.9% | $6,326+80.9% | $6,730+70.1% |
| Admin fee / account holder | $5,320 | $20,916-74.6% | $17,523-69.6% | $14,365-63.0% |