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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,209 | $160,040-94.2% | $147,096-93.7% | $145,877-93.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.55% | 98.49%-79.9pp | 419.75%-401.2pp | 551.28%-532.7pp |
| Employer contribution / active EE | $7,598 | $5,289+43.6% | $4,936+53.9% | $4,663+62.9% |
| Participant deferral / active EE | $27,300 | $8,429+223.9% | $8,071+238.2% | $6,691+308.0% |
| Admin fee / account holder | $231,006 | $15,050+1434.9% | $13,005+1676.3% | $13,402+1623.6% |