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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,536 | $209,336+58.4% | $197,124+68.2% | $137,256+141.5% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.32% | 48.09%-37.8pp | 44.34%-34.0pp | 220.34%-210.0pp |
| Employer contribution / active EE | $2,452 | $6,591-62.8% | $6,227-60.6% | $4,156-41.0% |
| Participant deferral / active EE | $39,688 | $9,614+312.8% | $9,135+334.5% | $6,407+519.5% |
| Admin fee / account holder | $5,364 | $17,308-69.0% | $16,298-67.1% | $12,270-56.3% |