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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,102 | $117,846+97.0% | $102,434+126.6% | $145,884+59.1% |
| Participation rate | 89.5% | 78.6%+10.9pp | 76.5%+13.0pp | 80.3%+9.2pp |
| Annual return | 16.44% | 31.90%-15.5pp | 29.46%-13.0pp | 551.85%-535.4pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $10,920 | $5,733+90.5% | $5,055+116.0% | $6,690+63.2% |
| Admin fee / account holder | $3,542 | $13,356-73.5% | $9,462-62.6% | $13,392-73.5% |