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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $853,556 | $114,119+647.9% | $107,187+696.3% | $138,895+514.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 7.46% | 273.21%-265.7pp | 204.55%-197.1pp | 145.39%-137.9pp |
| Employer contribution / active EE | $18,911 | $4,059+365.9% | $3,782+400.0% | $4,194+350.9% |
| Participant deferral / active EE | $9,865 | $5,538+78.1% | $5,096+93.6% | $6,396+54.2% |
| Admin fee / account holder | $2,178 | $10,024-78.3% | $9,162-76.2% | $12,562-82.7% |