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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,812 | $138,385+154.2% | $184,243+90.9% | $80,925+334.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 14.63% | 20.02%-5.4pp | 28.82%-14.2pp | 35.65%-21.0pp |
| Employer contribution / active EE | $14,414 | $4,851+197.2% | $6,427+124.3% | $2,756+423.0% |
| Participant deferral / active EE | $19,666 | $7,075+178.0% | $9,132+115.3% | $4,299+357.5% |
| Admin fee / account holder | $44,147 | $10,489+320.9% | $13,914+217.3% | $6,940+536.1% |