Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,070 | $73,787-17.2% | $98,716-38.1% | $82,448-25.9% |
| Participation rate | 22.2% | 61.4%-39.2pp | 69.3%-47.1pp | 68.1%-45.8pp |
| Annual return | 10.26% | 18.57%-8.3pp | 31.81%-21.6pp | 41.64%-31.4pp |
| Employer contribution / active EE | $398 | $1,511-73.6% | $2,279-82.5% | $2,551-84.4% |
| Participant deferral / active EE | $722 | $3,081-76.6% | $4,048-82.2% | $4,139-82.6% |
| Admin fee / account holder | $818 | $6,500-87.4% | $8,703-90.6% | $7,234-88.7% |