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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,004 | $129,737-77.6% | $119,126-75.7% | $154,746-81.3% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 12.14% | 379.08%-366.9pp | 282.11%-270.0pp | 172.34%-160.2pp |
| Employer contribution / active EE | $1,952 | $4,375-55.4% | $4,034-51.6% | $4,379-55.4% |
| Participant deferral / active EE | $8,853 | $5,842+51.5% | $5,318+66.5% | $6,730+31.5% |
| Admin fee / account holder | $530 | $11,961-95.6% | $10,693-95.0% | $14,365-96.3% |