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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,797 | $111,535+16.4% | $105,223+23.4% | $137,256-5.4% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 16.02% | 237.85%-221.8pp | 180.65%-164.6pp | 220.34%-204.3pp |
| Employer contribution / active EE | $3,290 | $3,939-16.5% | $3,689-10.8% | $4,156-20.8% |
| Participant deferral / active EE | $10,007 | $5,500+81.9% | $5,072+97.3% | $6,407+56.2% |
| Admin fee / account holder | $1,380 | $9,721-85.8% | $8,859-84.4% | $12,270-88.8% |