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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,767 | $88,186-41.3% | $165,071-68.6% | $74,459-30.5% |
| Participation rate | 44.8% | 73.1%-28.3pp | 78.6%-33.8pp | 67.2%-22.4pp |
| Annual return | 16.47% | 17.13%-0.7pp | 70.17%-53.7pp | 1369.70%-1353.2pp |
| Employer contribution / active EE | $1,648 | $2,600-36.6% | $4,347-62.1% | $2,626-37.2% |
| Participant deferral / active EE | $3,067 | $4,505-31.9% | $6,035-49.2% | $4,350-29.5% |
| Admin fee / account holder | $2,314 | $2,234+3.6% | $12,695-81.8% | $1,945+19.0% |