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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,767 | $88,137-41.3% | $164,975-68.6% | $74,429-30.4% |
| Participation rate | 44.8% | 73.1%-28.3pp | 78.6%-33.8pp | 67.2%-22.4pp |
| Annual return | 16.47% | 17.13%-0.7pp | 70.12%-53.6pp | 1368.38%-1351.9pp |
| Employer contribution / active EE | $1,648 | $2,597-36.5% | $4,343-62.0% | $2,625-37.2% |
| Participant deferral / active EE | $3,067 | $4,501-31.9% | $6,033-49.2% | $4,348-29.5% |
| Admin fee / account holder | $2,314 | $2,231+3.7% | $12,688-81.8% | $1,944+19.0% |