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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $1,675 |
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,867 | $122,042+181.8% | $184,260+86.6% | $74,459+361.8% |
| Participation rate | 87.5% | 85.5%+2.0pp | 86.8%+0.7pp | 67.2%+20.3pp |
| Annual return | 18.98% | 19.91%-0.9pp | 28.84%-9.9pp | 1369.70%-1350.7pp |
| Employer contribution / active EE | $10,935 | $4,537+141.0% | $6,427+70.1% | $2,626+316.4% |
| Participant deferral / active EE | $23,091 | $7,143+223.3% | $9,133+152.8% | $4,350+430.9% |
| Admin fee / account holder | $5 | $1,252-99.6% | $13,898-100.0% | $1,945-99.8% |