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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,473 | $97,125+340.1% | $86,233+395.7% | $137,256+211.4% |
| Participation rate | 80.0% | 74.2%+5.8pp | 69.0%+11.0pp | 80.0%0pp |
| Annual return | 8.90% | 74.19%-65.3pp | 61.39%-52.5pp | 220.34%-211.4pp |
| Employer contribution / active EE | $2,144 | $2,841-24.5% | $2,504-14.4% | $4,156-48.4% |
| Participant deferral / active EE | $8,180 | $5,180+57.9% | $4,559+79.4% | $6,407+27.7% |
| Admin fee / account holder | $419,196 | $9,725+4210.7% | $8,342+4925.0% | $12,270+3316.4% |