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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,473 | $108,882+292.6% | $96,754+341.8% | $154,746+176.2% |
| Participation rate | 80.0% | 75.1%+4.9pp | 70.3%+9.7pp | 80.7%-0.7pp |
| Annual return | 8.90% | 98.39%-89.5pp | 82.04%-73.1pp | 172.34%-163.4pp |
| Employer contribution / active EE | $2,144 | $3,018-29.0% | $2,679-20.0% | $4,379-51.0% |
| Participant deferral / active EE | $8,180 | $5,323+53.7% | $4,758+71.9% | $6,730+21.5% |
| Admin fee / account holder | $419,196 | $10,200+4009.6% | $8,905+4607.6% | $14,365+2818.1% |